Bad Debts: Dissecting Kenya's Rising Bad Debts
Cede Research Team
Treasury Digest 20 April 2026
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Bad Debts: Dissecting Kenya's Rising Bad Debts
Rising bad debts are becoming a key concern in Kenya's banking sector, with a 15.6% non-performing loan (NPL) ratio — the highest in East Africa.
This week's Treasury Digest breaks down the rise in bad debts in Kenya and what it signals about the banking sector, financial stability, and economic resilience.
We also highlight major developments in money market activity and foreign exchange movements across Nigeria, Kenya, and Ghana.
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